Commercial Semi-Truck Insurance
Protect your business with commercial semi-truck insurance
Whether you’re a new business owner or a well-established carrier, insurance can help keep your trucks safe.
As a carrier or owner-operator, you know how important it is to protect your equipment and cargo against risks, including accidents, theft, or losses. Commercial semi-truck insurance helps safeguard your business and supports compliance with regulatory requirements.
- Explore a wide range of insurance options
- Insurance that supports your budget
- Guidance and support when you need it


Explore a wide range of insurance options
Coverage options are available to meet different business needs, with policies designed for the trucking industry.
Different insurance policies cover different risks, and every business has unique needs. That’s why having coverage tailored to your operation is important.
Whether you need commercial semi-truck insurance for liability, physical damage, cargo, or more, policy options can be structured to align with your operation. This helps you focus on the road while managing risks effectively.
Insurance that supports your budget
Managing costs is an important part of running any trucking business.
Running your own business often comes with unexpected expenses. Choosing commercial semi-truck insurance with cost in mind can help reduce financial risk from accidents or damages, while still meeting requirements.


Guidance and support when you need it
Insurance processes can sometimes be complicated without the right assistance.
Insurance paperwork can be overwhelming, but working with professionals who understand the trucking industry can help simplify requirements and provide the right information when needed.
You’ll need a wide range of insurance to stay compliant with regulations and meet the expectations of brokers and shippers you work with. Liability insurance is a must, as it is required in most US states for commercial truck drivers to operate. Other types of insurance you can choose to increase your protection include cargo insurance, physical damage insurance, trailer interchange insurance and non-trucking liability insurance.
Without the proper insurance coverage, you risk facing serious consequences. You could be fined, have your authority to operate suspended, or even be forced off the road. In the event of an accident, inadequate coverage could leave you financially liable, requiring you to pay out-of-pocket for damages. Insufficient coverage may also lead to cancellations from shippers and brokers, damaging your business relationships and reputation.
Commercial semi-truck insurance helps safeguard your business from costly surprises. By paying small, manageable premiums over time, you’re covered for big expenses like accidents, cargo loss, theft, or legal claims. If an incident occurs, your insurance helps manage the costs, reducing the financial impact on your business.
Commercial semi-truck insurance for carriers and owner-operators
Unexpected events can disrupt operations, but the right insurance provides essential protection for your equipment, cargo, and drivers while supporting compliance and financial stability.