Commercial Truck Insurance Requirements
Get ahead of commercial truck insurance requirements
Feel prepared for state and federal requirements, no matter which industry or area you work in.
Each state has its own requirements for commercial truck insurance, and regulations can evolve over time. Additionally, federal requirements may introduce extra compliance steps for your business. We understand that keeping up with these changes can be overwhelming—especially when you’d rather be on the road, focusing on your work.
Marquee Insurance Group has become a trusted partner for DAT, precisely because they offer the insurance advice that our carriers need. With a team of experts, a high level of customer service, and deep knowledge of the industry, they’re ready to advise you no matter what your needs may be.
- Get expert advice on state-specific insurance
- Experience award-winning customer service
- Get custom coverage for hazardous or specialty loads
Get expert advice on state-specific insurance
Stay compliant with help from experts who know their stuff.
Understanding commercial truck insurance requirements for your state, industry, and type of load can be complex. On top of that, regulations may vary over time, and can even change if you pick up a different type of load than usual.
DAT works with Marquee Insurance Group, a highly reputable insurance agency, to serve carriers and owner-operators nationwide. They have a long track record of providing comprehensive, reliable service. With a dedication to supporting the trucking industry, their goal is to help you keep things moving.
Experience award-winning customer service
Get the customer support you deserve, with service that puts you first.
Waiting on hold for hours just to get help is frustrating. We also understand that shippers and brokers often need your insurance documentation quickly—sometimes on short notice.
Marquee Insurance Group specializes in providing personalized service and finding carriers like you flexible coverage options. Established to support truckers, they offer valuable services like a 24/7 customer portal, a dedicated customer service line for DAT clients, and on-demand insurance certificates.
Get custom coverage for hazardous or specialty loads
Feel safe driving on the road no matter what type of cargo you’re hauling.
The loads you carry can affect your insurance needs. If you’re hauling hazardous or specialty cargo, you’ll likely need higher coverage. High-value goods like electronics or perishables can also raise costs since insurers look at both the value and how easily things can get lost or damaged.
That’s where Marquee Insurance Group comes in. Their experts make it easy to find the right coverage for your business—whether you’re transporting temperature-controlled goods, hazardous materials, or other specialized loads, they’ve got you covered.
Marquee Insurance Group offers a number of different types of insurance to suit every trucking need. This ranges from liability insurance to cargo insurance and physical damage insurance, bobtail insurance, non-trucking liability insurance, refrigerated goods insurance, and more!
The cost of your policy is influenced by a number of factors. This could include the type of freight you haul, how many trucks you have (and how expensive they are), your driving record (i.e. whether you’ve had accidents before), and what types of coverage you would like to buy.
One of the best ways to lower your premiums is by maintaining a strong safety record. Safe driving habits, regular vehicle maintenance, and proper training can all help reduce costs while keeping you and your business protected.
The first thing you should do after an accident is contact emergency services if necessary. If you are unhurt and able to do so, obtain the contact details of anyone else involved in the accident, and take photographs to document what happened. Get the contact details of witnesses who saw what happened. Report the incident to the police and your insurance as soon as possible.
Yes. Your insurance can be customized depending on what types of loads you haul. For example, if you haul specialty or hazardous cargo, your insurance premiums are likely to be higher, and you may need special types of coverage. Every business is unique, and your insurance must be customized to your specific situation.
The Federal Motor Carrier Safety Association (FMCSA) sets out regulations and rules for commercial motor vehicles, which includes trucks. FMCSA requires that you have coverage potentially up to $750,000 for non-hazardous materials, and up to $5 million if you are transporting hazardous materials.
Get the right commercial truck insurance with MIG
Navigating commercial truck insurance requirements—both nationwide and state-specific—can be complicated. That’s why we partner with MIG, a trusted industry expert, to help you find the right coverage. Their team makes it easy to get the protection you need so you can stay compliant and focus on the road. Get covered today!