Commercial Cargo Insurance
Commercial Cargo Insurance
DAT has joined forces with Loadsure to let carriers access a digital platform that goes beyond conventional commercial cargo insurance.
- Pay for the coverage you need — and not a dollar more.
- Instantly protect your cargo liability with holistic all-risk coverage.
- Smoothly settle insurance claims and quickly get paid without stress.


Pay for the coverage you need — and not a dollar more.
Find your next load and cost-effective commercial cargo insurance coverage that makes sense through DAT’s load board.
Instantly protect your cargo liability with holistic all-risk coverage.
Make informed insurance decisions and get the best commercial cargo protection at the right price.


Smoothly settle insurance claims and quickly get paid without stress.
With instant access to funds upon processing, carriers trust Loadsure to keep their business on track.
For each load, Loadsure uses a data-driven approach to accurately calculate commercial cargo insurance costs, underwrite risks in real-time, and rapidly process claims.
Loadsure offers you the chance to leave behind time-consuming submissions for a faster, smarter process. Loadsure’s automated claims system is designed to save you time and produce better outcomes when filing a claim. Loadsure’s centralized system cuts down processing time by automatically checking for errors before you file your claim.
Commercial cargo insurance, also known as motor truck cargo insurance, is designed to protect carriers from a variety of cargo-related liabilities. The best commercial cargo insurance policies protect carriers from assuming responsibility for contracted loads that become lost, stolen, mishandled, or accidentally damaged.
As supply chain bottlenecks persist, the problem with conventional policies is that insurers pass on risk to carriers in the form of heightened premiums. Loadsure, however, gives carriers the option of taking out additional gap or insurance policies for spot deliveries on a per-load basis.
Yes! DAT has partnered with Loadsure, the premier commercial cargo insurance company in the industry. DAT members can exclusively access Loadsure’s commercial cargo insurance on a per-load basis directly through the DAT load board.
Loadsure’s smart coverage and pay-as-you-go model stand out from the industry. Instead of accumulating expensive standalone policies for each new load, with Loadsure, carriers only pay for the coverage they need — and not a dollar more.
Loadsure offers affordable and appropriate coverage tailored to meet your business needs. By offering policies that are dynamically priced for each spot load, Loadsure’s smart coverage reduces the commercial cargo insurance cost for carriers by up to 80%.
When paying for commercial cargo insurance, carriers are often subject to premiums and fees that can total to thousands of dollars per year. In addition, standalone commercial cargo insurance policies typically contain additional surcharges. Factor in gap coverage for excluded commodities or fragile loads — think reefer or LTL freight — and it’s not uncommon for carriers to annually pay north of $10,000 in total commercial cargo insurance expenses.
The good news is that Loadsure allows carriers to bypass the excessive commercial cargo insurance fees you’d normally find. With Loadsure, carriers obtain the best rates and are appropriately covered — not over-covered.
Loadsure’s pioneering digital insurance platform leverages real-time market analytics and innovative AI technologies to deliver carriers across the country the affordable freight protection they need.
Carriers benefit from Loadsure’s accelerated claims and coverage. Carriers can receive insurance certificates within 40 seconds and integrate Loadsure’s cutting-edge platform into their existing freight systems like DAT in less than 24 hours.
Loadsure’s holistic freight protection is based on its all-risk, first-dollar approach to cargo truck insurance. Carriers can take advantage of cost-effective policies and a digital insurance platform that is built to thrive in an increasingly digital freight industry.
Whether you’re looking for effective semi truck cargo insurance, commercial truck cargo insurance, or some cargo insurance for box truck policies, Loadsure is the go-to destination that delivers on all of your commercial freight insurance needs.
Powered by machine learning, Loadsure’s all-risk solutions provide carriers with door-to-door commercial cargo insurance coverage. Loadsure’s coverage includes protection against:
- Acts of God.
- Inside thefts.
- Damaged cargo sustained during the loading or unloading phase.
- Fraud.
- Unexpected accidents.
- And much, much more.
Loadsure sets claim limits of $2M for single conveyance and $100,000 for LTL shipments. You’ll ultimately find the broadest coverage for specialty loads and domestic commodities out there on Loadsure.
Maybe your cargo truck insurance story has a proud beginning — when you bought your first semi truck and took out your first semi truck cargo insurance policy. Perhaps you added some commercial truck cargo insurance policies and general commercial freight insurance policies along the way as you expanded your business.
If this story sounds familiar, it’s time to consider your better available options.
Loadsure recognizes that not all loads are created equal. Instead of locking you into costly, one-size-fits-all policies, Loadusre offers per-load coverage on a pay-as-you-go basis.