Gooseneck Trucking Insurance
Gooseneck Trucking Insurance
Easily insure your gooseneck cargo to protect your freight and your business.
- Protect your gooseneck freight with fast insurance coverage.
- Pay only for what you need with per-load gooseneck insurance.
- Access gooseneck cargo insurance right from your load board.
Protect your gooseneck freight with fast insurance coverage.
Get on the road fast thanks to per-load cargo insurance that takes just a few clicks.
Offering gooseneck cargo insurance makes you more attractive to brokers and shippers alike whether it’s actually required for a load or not. Getting fast, per-load freight insurance through DAT’s trusted partner Loadsure is the best way to do just that.
Loadsure leverages AI-driven technology to determine the going rate for every single load and set high-precision pricing. With Loadsure, you can get gooseneck insurance with up to $2 million in coverage in under 60 seconds.
Pay only for what you need with per-load gooseneck insurance.
Don’t get caught in expensive contracts — per-load insurance means you only pay for the coverage you need.
Access gooseneck cargo insurance right from your load board.
Get gooseneck cargo insurance as soon as you pick up a load through the DAT load board.
Known and named for their long arched necks, gooseneck trailers are trailers that have a special hitching system that is installed over a pickup truck’s bed rather than at the rear of the vehicle. In addition to this unique hitching system, gooseneck trailers themselves are longer, wider, and heavier than many other types of trailers, meaning they offer increased stability and can carry more weight compared to other options.
With a gooseneck trailer, you can haul everything from livestock and farming equipment to boats and cars, so it’s no surprise that goosenecks are very popular among carriers.
Since federal law requires a Class A CDL license when operating a combination of vehicles with a GVWR of more than 26,000 pounds and gooseneck trailers can weigh anywhere between 5,000 and 10,000 pounds when empty, you will need a CDL to haul loads with a gooseneck trailer.
To earn your CDL, you’ll need to pass a skills test. In some cases, you may also need to take a written test.
As someone with a gooseneck trucking business, you’ll want to invest in a few types of insurance. You need at least $750,000 (preferably $1 million) in primary liability insurance to cover damage and injuries in accidents you are responsible for. Physical damage insurance, which will cover damage to your truck or trailer in accidents where someone else is liable, is also a good investment. Bobtail insurance is yet another good option, which will cover your vehicle if you’re in an accident when you aren’t hauling a load.
In addition, you’ll need cargo insurance for the specific freight you haul. Luckily, you can save money without sacrificing protection by purchasing Loadsure’s per-load insurance to cover each shipment.
Gooseneck freight insurance costs can vary significantly based both on what freight you’re carrying and on whether you’re paying for insurance on a per-load basis or if you have a contract. Typically, contract insurance costs are higher than per-load costs since they are calculated to account for the most valuable freight you’re likely to haul, even if you only haul freight of that cost one time.
With per-load pricing available through DAT partner Loadsure, your gooseneck insurance pricing will vary from load to load. That means you’ll only pay higher premiums when you’re actually carrying freight that requires a greater level of coverage. Those higher costs will not have any impact on the insurance costs for your other loads.
If you’re trying to get your business up and running as quickly and cost-effectively as possible but aren’t quite sure where to start, you can turn to the experts at DAT Authority! When you work with us, we’ll take care of all the heavy lifting that comes with getting your authority. We’ll handle your MC and DOT number paperwork. We’ll also file your BOC-3 form, state permits, and federal permits — and we’ll get things right the first time to save you time and money so you can get on the road fast.
In addition to DAT Authority, DAT offers the most robust load board in the industry. So, once you’re insured, have your authority, and are ready to start hauling, you’ll be able to quickly search through loads to find something that matches your current needs.
With the DAT load board, you can filter loads by trailer type (including goosenecks!), origin, destination, and more to find the perfect match. You can also gain insights into shippers, brokers, and current market rates and trends, allowing you to make more informed business decisions.