
Smarter freight factoring is here
Get paid fast with instant access to funds through Outgo. Enjoy automated invoicing, no annual contracts, and rates as low as 1.0%.
Get smart factoring


Fast funding
Supercharge your company's cash flow: 25% of invoices are ready to factor in 15 minutes or less.

No annual contracts
Enjoy no contracts and no hidden fees. Just transparent payments made fast and easy.

Instant access to funds
With the Outgo debit card, you access funds instantly and lower your factoring rate to 1.0% on every purchase.

Automated invoicing
Get streamlined invoicing with Outgo, which will ID the best invoices to factor based on saving you the most money.
Keep more of what you earn
The old ways of factoring are over. New smart factoring technology from Outgo puts the power in your hands, giving you the lowest rates and unlocking the biggest savings, all so you can get paid fast for the work you do.
- Fast funding
- Low rates
- No hidden fees
- Automated invoicing
- No annual contracts
*Outgo Inc is a financial technology company, and is not a bank. Banking services provided by TransPecos Banks, SSB, Members FDIC.
What our customers are saying
As a small new business owner it is difficult to find reliable and trust worthy partners in the Trucking industry. There are so many companies that you have to work with for various reasons. We chose to factor with Outgo for several factories. 1. Their 1.5% rate for next day payments. 2. Their availability to answer questions and correct mishaps on Rate Cons and BOL’s. 3. Last but not least their customer service. Outgo has been nothing but a dream to work with since the moment we started doing business with them. This is one area of my business I do not have to stress or worry over because we are in very capable hands. This gives us the flexibility and capability to focus on other areas of our business. I highly recommend Outgo for all factoring needs to ANYONE in the Trucking industry.
Outgo is so easy to work with! You can upload documents anytime during the day and the loads are factored within four business hours. Most of the time they get our loads factored in minutes. They are also easy to contact via phone or email, are always respectful and responsive to client needs. This is the best factoring company I've worked with, and I've been in the industry for 20+ years.
Outgo was first factoring company I have been working with. I've been searching factoring companies before outgo. what surprised me is that everything is clear no hidden fees, rate is pretty much reasonable. Easy to upload BOL and outgo does the rest. Each factoring company I looked for had their own struggle at one point. Outgo is the outgoing factoring company.
Prior to working with Outgo, I was personally handling all of the invoicing for our company. I have another full time job, so it was very challenging for me to do this on my own. I think what surprised me the most was the ease of the app and the submission. I didn't know what to expect, but has been super simple. I snap a photo, upload it, and I am done. Usually by the next day and sometimes the same, the money is ready for us to transfer. I has bee much better and take me no time at all to invoice.
I rely on Outgo to get my funds fast, and at rates I just couldn’t get anywhere else, said Hodzic. The fact that I can access funds within 15 minutes of completing a delivery feels like magic. Outgo is technically my factoring company, but it feels like something else entirely.
The Outgo product is a complete game changer for the transportation industry, said Charmaria Gurley, owner of Gurley All Freight. It puts the power of saving in the hands of owner-operators and small carriers.
Outgo has met all my expectations and then some. My funds have been available in as quick as 10 minutes a few times. Communication and customer service is on point as well.
We are building an excellent business relationship with Outgo and highly recommend using them as your factoring company. They are thorough, easy to communicate with, and always are available. Very competitive rates. We will be working with them for years to come.
Outgo is a phenomenal company that exceeds expectations! Even though its platform is technology focused, the application is easy to use. Our company has had great support from all the Outgo staff. For trucking companies large or small, Outgo will be there to assist you every step of the way as you grow your business. This company is the gold standard when it comes to factoring in the trucking industry.
FAQs
A few things you might be asking yourself
Rather than waiting between 30 to 90 days to get paid for your invoice, you can get paid within 24 hours of submitting your invoice when you use freight factoring. The factoring company buys your invoice from you for a small fee and then pays you your margin right away. From there, the factoring company will be responsible for getting your customer to pay them. It’s out of your hands.
They are, and factoring has been around for decades. But the old ways of factoring with high rates, hidden fees, and annual contracts are coming to an end. Smart Factoring technology gives carriers fast funding, automated invoicing, and rates as low as 1.0%.
Freight factoring costs are calculated as a percentage of your invoice, generally 2% or more. Although that cost may appear very low, some companies have additional (often hidden) fees on top of the base factoring percentage, allowing them to advertise a lower upfront rate.
There are never any hidden fees when factoring through DAT, plus we offer a rate match guarantee.
Need more tools?
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Go beyond factoring to grow your business

Load Board
Find the right load for the right truck

RateView Analytics
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Operating Authority
Go independent with your own MC / DOT number

Load Board
Find the right load for the right truck

RateView Analytics
See current market rates on every lane

Operating Authority
Go independent with your own MC / DOT number